Fill out Form DD 2656-5 Online in 2025

Complete your retirement benefits application online in 2025
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What is DD Form 2656-5?

The DD Form 2656-5 is an essential document for military members, known as the Reserve Component Survivor Benefit Plan (RCSBP) Election Certificate. This form helps members decide how their retirement benefits will be allocated to their survivors in the event of their passing. Completing this form is vital, as it ensures that loved ones receive the necessary financial support after retirement. To keep the election valid, members must submit the form within 90 days of receiving the Notice of Election (NOE).

What is DD Form 2656-5 used for?

DD Form 2656-5 is important for service members planning for their dependents' financial security. Here’s what it’s used for:

  • Election of Coverage: Choose options for dependents within 90 days of receiving the 20-year letter.
  • Dependency Status: Indicate if married with or without children, or unmarried with or without children.
  • Beneficiary Selection: Decide who to cover, such as a spouse or children.
  • Coverage Levels: Select the level of coverage for chosen beneficiaries.
  • Notification: Document and submit the election to the appropriate authorities.

How to fill out DD Form 2656-5?

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  1. 1

    Review the instructions for Form DD 2656-5 to understand the requirements.

  2. 2

    Fill in your personal information, including name, Social Security number, and address.

  3. 3

    Choose your election option for the RCSBP based on your dependency status.

  4. 4

    Select the level of coverage you wish to receive.

  5. 5

    Ensure all information is accurate and complete.

  6. 6

    Download the form and submit it within the 90-day period after receiving the 20-year letter.

Who is required to fill out DD Form 2656-5?

Reserve Component members are responsible for completing DD Form 2656-5 to make an election for the Reserve Component Survivor Benefit Plan (RCSBP) within 90 days of notification of eligibility for Reserve retired pay.

After filling out the form, these members use it to formalize their RCSBP election, which remains in effect unless legally changed during specific periods, ensuring proper management of survivor benefits after their passing.

When is DD Form 2656-5 not required?

DD Form 2656-5 is not required when the beneficiary defaults to Option C (Immediate Annuity) due to non-response or failure to follow the election process. This situation arises if the spouse's signature isn't secured within 90 days or if the election isn't completed within the required timeframe.

When is DD Form 2656-5 due?

The deadline for DD Form 2656-5 is within 90 days after the member receives their 20-year letter or upon the member's death. Completing and submitting this form on time is crucial to ensure that survivors receive the correct benefits.

How to get a blank DD Form 2656-5?

To get a blank DD Form 2656-5, simply visit our website where the form is pre-loaded in our editor. You can fill it out directly and download it for your records. Remember, our platform helps with filling and downloading forms, but not filing them.

How to sign DD Form 2656-5 online?

To fill out the DD Form 2656-5, ensure to provide a handwritten signature from the member and a witness signature, both dated the same day. If certain conditions apply, the spouse’s signature is also required. Remember, only electronic signatures can be created with PDF Guru, as digital signatures are not supported. After completing the form using PDF Guru, download it for your records, and check for the latest updates to ensure compliance.

Where to file DD Form 2656-5?

To submit the DD Form 2656-5, send it directly to your Branch of Service. Ensure it reaches them within 60 days of your 20-year letter notification.

Remember, this form cannot be filed online. Use standard mail to deliver your completed form to ensure proper processing.

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Frequently asked questions

  • What information do I need to provide on DD 2656-5?

    You need to provide your name, Social Security number, date of birth, and date of retirement (if known). Additionally, specify your dependency status, the level of coverage desired, and include the name, birth date, and Social Security number of your designated beneficiary.

  • Can I save my filled DD Form 2656-5 for later?

    Yes, you can save your filled DD 2656-5 form for later. However, be sure to submit it within 90 days after receiving your 20-year letter.

  • What if I make a mistake while filling out DD 2656-5?

    If you make a mistake, correct it and resubmit the form. Ensuring all information is accurate before finalizing is crucial.

  • Is an electronic signature acceptable for DD 2656-5?

    No, an electronic signature is not acceptable for DD 2656-5. The member's signature must be witnessed, and if applicable, the spouse's signature must be notarized.

  • What should I do after filling out DD 2656-5?

    After filling out the form, submit it within the 90-day period after receiving your 20-year letter, ensuring all required signatures are completed and notarized if necessary.

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