Fill Out Form FS-1048 Online in 2025

Claim your lost, stolen, or destroyed savings bonds online
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What is Form FS-1048?

Form FS-1048 is a claim form provided by the U.S. Department of the Treasury for individuals who have lost, had stolen, or destroyed their United States Savings Bonds. This form requires specific details about the missing bonds, including the issue date, face amount, and serial number. Additionally, you need to provide proof of ownership and possibly extra documentation, such as a police report if the bonds were stolen. Completing this form is essential for the Treasury to process claims, ensuring that rightful owners can recover their savings.

What is Form FS-1048 used for?

Form FS-1048 is essential for claiming lost, stolen, or destroyed U.S. Savings Bonds. Here’s what it’s used for:

  • Apply for Relief: Claim relief for your lost, stolen, or destroyed bonds.
  • Provide Bond Details: Describe the bonds, including issue date, face amount, and serial number.
  • Document Loss: Detail how the loss occurred, including theft date and police report.
  • Establish Authority: Show authority if you're not named on the bonds.
  • Request Substitute Bonds or Payment: Indicate if you want substitute bonds or direct deposit payment.

How to fill out Form FS-1048?

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  1. 1

    Describe the Missing Bonds: Enter bond serial numbers, issue date, face amount, and inscription details. If unknown, provide purchase month and year, Social Security Number, names, and addresses.

  2. 2

    Details of the Loss: Select the type of loss (lost, stolen, or destroyed) and include the date of theft, police report status, and access details.

  3. 3

    Authority to Complete Claim: If not named on the bonds, explain your authority to claim. If court-appointed, add necessary details.

  4. 4

    Minor Information: If applicable, include the minor's name, date of birth, Social Security Number, and relationship details.

  5. 5

    Relief Requested: Specify if you want substitute bonds or payment, noting any maturity restrictions.

  6. 6

    Delivery Instructions: Provide mailing details for substitute bonds or direct-deposit information, including Social Security Number or Employer Identification Number, account type, and bank routing numbers.

Who is required to fill out Form FS-1048?

Individuals named on the bonds or their authorized representatives are responsible for completing Form FS-1048. They must sign the form to apply for relief regarding lost, stolen, or destroyed United States Savings Bonds.

After filling out the form, individuals use it to request relief through the Department of the Treasury's Bureau of the Fiscal Service, seeking either substitute bonds or payment by direct deposit.

When is Form FS-1048 not required?

Form FS-1048 is not required if you find the lost, stolen, or destroyed bonds. If a legal representative files a claim due to the owner's death or incapacity, this form is also unnecessary. Additionally, if the bond amount exceeds $5,000 and law enforcement conducted an investigation, a different process applies.

When is Form FS-1048 due?

The deadline for Form FS-1048 is not fixed. You should submit it whenever you need to claim lost, stolen, or destroyed United States Savings Bonds. Make sure to include detailed information about the missing bonds and send the completed form to the Treasury Retail Securities Services at PO Box 9150, Minneapolis, MN 55480-9150.

How to get a blank Form FS-1048?

To get a blank Form FS-1048, visit our website. The Department of the Treasury, through the Bureau of the Fiscal Service, issues this form. Our platform has a pre-loaded version ready for you to fill out. Remember, we assist with filling and downloading, but not filing forms.

How to sign Form FS-1048?

To sign Form FS-1048, you need to provide a handwritten signature in the presence of an authorized certifying officer. The IRS does not accept electronic signatures for this form, so ensure your signature is original. If possible, use a Medallion stamp for added validation. After filling out the form using PDF Guru, remember to download it for your records. For the latest updates, checking official resources is recommended, as PDF Guru does not support submission.

Where to file Form FS-1048?

To submit Form FS-1048, mail your completed form and any required documents to the Treasury Retail Securities Services.

Alternatively, you can submit the form online via the TreasuryDirect system. If you need more space, attach a continuation sheet as directed.

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Frequently asked questions

  • What information do I need to provide about the missing bonds?

    You need to describe the missing bonds by providing details such as the issue date, face amount, and bond serial number. If you don’t know the bond serial number, include the specific month and year of purchase, complete Social Security Number, names, and addresses on the bonds.

  • Do I need to include proof of death if a registrant is deceased?

    Yes, if any registrant is deceased, you must submit a certified copy of their official death certificate along with the form.

  • Can I request substitute bonds or payment by direct deposit?

    Yes, you can request substitute bonds or payment by direct deposit. For Series EE and Series I bonds, substitute bonds are issued in electronic form through TreasuryDirect, so you will need to have or create a TreasuryDirect account.

  • How do I handle a minor's information on the form?

    If a minor is named on the bonds and is not able to complete the form, provide the minor's name, date of birth, Social Security Number, and all other requested information. Specify your relationship to the minor and whether they live with you.

  • What happens if I need more space for any item on the form?

    If you need more space for any item, you can attach a plain sheet of paper, a photocopy of the relevant section, or a 'Continuation Sheet for Listing Securities' (FS Form 3500).

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