Fill Out SSA Form 89 Online in 2025

Learn how to request your Social Security number verification
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What is SSA Form 89?

Form SSA-89 is a document that authorizes the Social Security Administration (SSA) to release your name and Social Security Number (SSN) to a third party, such as a mortgage lender or credit check agency. This form helps protect against identity theft by ensuring that the individual providing their SSN is indeed who they say they are. It plays a crucial role in significant transactions like mortgages, where lenders must verify identities to mitigate fraud and financial risks.

What is Form SSA 89 used for?

Form SSA-89 is important for verifying your identity. Here’s how it can be used:

  • Mortgage Applications: Confirms your name and Social Security number for lenders.
  • Credit Checks: Validates your identity with credit agencies.
  • Personal Loans: Ensures the lender that your Social Security number is accurate.
  • Special Licenses: Verifies your identity for specific certifications and licenses.
  • Identity Protection: Helps prevent fraud and identity theft by associating your Social Security number correctly.

How to fill out SSA Form 89?

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  1. 1

    Fill in your Print Name, Date of Birth, and SSN clearly.

  2. 2

    Identify the Business Transaction by stating the reason (e.g., mortgage, banking).

  3. 3

    List the Company details, including name and address.

  4. 4

    Authorize the SSA to verify your name and SSN for the specified company.

  5. 5

    Specify the duration of consent (default is 90 days).

  6. 6

    Provide your contact information: address, city, state, zip, and phone number.

Who is required to fill out SSA Form 89?

Individuals applying for a mortgage, jobs, loans, certain government benefits, or opening new bank accounts are responsible for completing Form SSA-89. They must accurately specify the purpose of the SSN verification and provide personal and company details.

After completion, financial institutions, employers, and government agencies use the form to verify identity and Social Security Number (SSN) for essential processes like employment and loan applications.

When is Form SSA 89 not required?

Form SSA-89 isn’t required when individuals do not authorize a third party to verify their Social Security number. Government agencies or organizations with existing authorization to access SSNs also don’t need it. Additionally, minors under 18 may skip signing the form if a parent or legal guardian consents on their behalf.

When is Form SSA 89 due?

The deadline for Form SSA-89 is 90 calendar days from the date you sign it. Make sure to complete all required fields legibly and include a physical signature. After filling it out, you can scan, fax, or email the form to IntelliCorp Records. Keep in mind that photos of the form are not acceptable.

How to get a blank SSA Form 89?

To get a blank Form SSA-89, visit our website where the Social Security Administration's form is ready for you. Simply click on Fill Form, and you can easily complete the necessary fields. Remember, our platform helps with filling and downloading, but not filing forms.

How to sign Form SSA 89?

To sign Form SSA-89, you need to provide a handwritten signature, as electronic or digital signatures are not accepted. Ensure your signature matches the information on the form. If you choose to print your signature, include a CBSV Printed Signature Acknowledgement statement. Once you’ve filled out the form using PDF Guru, you can easily download it, but remember that submission must be done through the appropriate channels. Always check for the latest updates regarding form requirements.

Where to file SSA Form 89?

Once you have filled out and signed Form SSA-89, deliver it directly to the third party indicated on the form, like a lender or employer.

Remember, this form isn't sent to the SSA. The recipient will handle the verification process through the SSA's services.

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Frequently asked questions

  • How long does it take to process Form SSA-89?

    The SSA-89 form review typically takes 6 to 8 business hours, though this may vary based on the Social Security Administration's workload.

  • Why is Form SSA-89 required for a mortgage loan?

    The SSA-89 form is necessary to verify the identity of borrowers by confirming their Social Security Number (SSN) and ensuring it matches the provided name and address. This process helps prevent identity fraud and ensures compliance with Government Sponsored Enterprises (GSE) regulations.

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